Most qualified businesses will NOT require a personal credit check to qualify. However, if your business does not meet the financial requirements of our underwriting team based on your request, it may be required. If your business is setup as a Sole Proprietorship, then we will require a personal credit check
We use a number of different finance companies with different underwriting criteria. We can receive the result of your credit check anywhere from under an hour or up to 24 hours after proposing.
We perform a ‘soft check’ on your credit and no inquiry shows up. We do NOT do hard pulls.
It really depends on how bad your credit history is. However, we use a number of different finance companies (Funders) and we will do everything we can in order to secure a new vehicle for you. Some of our Funders are more pragmatic with their approach to underwriting and are more understanding with certain credit history situations.
We use a wide range of finance companies, which enable us to offer you the most competitive prices in the US,coupled with our discounts and support. The range of finance companies we use also offers us a full range of solutions and terms to meet your requirements.
We require very simple information based on your company status.
We are able to work with ANY dealer in ANY state,a s long as they are a franchise dealer and the unit must be brand new.
You will need FULL coverage commercial insurance in the business name with a $1 million coverage.
You are solely responsible for the upkeep and maintenance of the vehicle according to the manufacturer’s guidelines while the vehicle is in your possession. However, please remember that for peace of mind, the majority of manufacturers now offer a standard 3 years warranty to cover all malfunctions on manufacturer’s components.
You will need to call your insurance company in the first instance, as they will require details of the accident. We can of course provide any help in communicating this to the finance company on your behalf and are happy to help wherever possible.
You are responsible for the vehicle on the Van Lease, so any dents or scratches can have a negative effect on the value of the vehicle when either selling on or exchanging at the end of the term. There are however no penalties issued by the finance company as you are in control at the end.
Yes, although we would recommend contacting us in the first instance so we can confirm this with the finance company. However, we would strongly recommend not pursuing anything that might have a negative effect on the value of the van at the end of the term.
There is no reason why your insurance will increase. Vehicle Leasing is becoming more popular; therefore, the majority of insurance companies can provide very competitive quotes to insure your new van. We can recommend insurance companies who we know are competitive in the market place.
No, you are responsible for insuring the vehicle on a Fully Comprehensive policy for the duration of the contract.
Yes, absolutely. The insurance must be in the name of the business
Yes, your van must have Fully Comprehensive Insurance for the full duration of the contract.
Yes, if your policy allows it, then there is no reason why you are not able to add additional drivers to your insurance.
No, you are responsible for insuring the van during the contract.
This is normally something that is covered by your insurance company. You may be charged a premium for adding this. However, please check when arranging the policy if this is something they can cover you for.